Motorcycle insurance is mandatory, but understanding policy types and coverage options helps you get the best protection at competitive rates
- Third party – Legal minimum, covers others’ damages
- Third party, fire and theft – Adds protection for your bike
- Comprehensive – Full coverage including accidental damage
Factors affecting premiums:
- Rider age and experience
- Motorcycle type and value
- Annual mileage
- Storage location
- Security measures
Money-saving tips:
- Advanced rider training discounts
- Multi-bike policies
- Annual vs. monthly payments
- Voluntary excess adjustments
We work with leading insurance brokers to find competitive quotes…
